Serving Henry, Madison & Rush Counties

We offer a variety of choices for your savings investments.  Please let one of our customer service representatives help you select the right product and term for your individual financial needs.
 
 

Citizens State Bank

Rates Effective on

For rates on CDs $100,000 and over, please call (765) 529-5450 or e-mail us at customer service.

 

Account Type

Min. Bal to obtain APY*

Interest Rate

Annual Percentage Yield

Date of Last change

90 Days

$500

1.90

1.92(1)

07/15/08

180 Days

$500

2.15

2.17(1)

07/15/08

1 Year

$500

2.45

2.47(1)

07/15/08

18 Months

$500

2.50

2.53(1)

07/15/08

2 Years

$500

3.50

3.55(1)

07/15/08

30 Months

$500

2.75

2.78(1)

07/15/08

3 Years

$500

3.00

3.04(1)

07/15/08

4 Years

$500

3.50

3.55(1)

07/15/08

5 Years

$500

3.60

3.65(1)

07/15/08

5 Year Prime Time

$500

2.75

2.78(1)

03/19/08

IRA Passbook

$.01

1.75

1.76(2)

03/19/08

IRA 1 Year CD

$500

2.45

2.47(1)

07/15/08

IRA 2 Year CD

$500

3.50

3.55(1)

07/15/08

IRA 3 Year CD

$500

3.00

3.04(1)

07/15/08

Money Market Savings

$.01

1.00

1.00#(2)

02/05/08

Signature Series Silver

$1000

0.45

0.45#(2)

04/02/07

Signature Series Gold

$.01

0.45

0.45#(2)

04/02/07

Signature Series Platinum

$.01

**Blended Rate

 0.45-2.00# (2)

03/04/08

Simple Statement Savings

$.01

0.70

 0.70#(1)

03/04/08

 

Minimum Deposit to Open CD - $500

Minimum Deposit to Open IRA CD - $500

# Fees could reduce earnings on account

 

*Daily balance (the amount of principal in the account each day)

(1)     Based on Quarterly Compounding

(2)     Based on Monthly Compounding

(3)     Non-Renewable

 

** If the daily balance is less that $10,000.01 rate for that portion will be 0.45%, APY will be 0.45%.  If the daily balance is more than $10,000.00 but less than $25,000.01 rate for that portion will be 1.00%, APY will be 0.50% to 0.80%. If the daily balance is more than $25,000.00 but less than $50,000.01 rate for that portion will be 1.50%, APY will be 0.80% to 1.16%.  If the daily balance is more than $50,000.00 rate for that portion will be 2.50%, APY will be 1.16% to 2.52%

 

Bond Rates as of  May 1, 2008 are as follows:

Series EE – 1.40 %

Series I – 4.84 %,  Fixed Rate 1.20 %

Series HH – 1.50 %