Welcome from our Chairman
 Thank
you for choosing Citizens State Bank.
We value our customer relationships and
strive to consistently deliver superior
service that exceeds our customers
expectations.
We are a family owned
bank that has been fulfilling the complete
financial service needs of individuals,
families, and businesses since 1873.
Because we're hometown
bankers, we reinvest in the communities we
serve. We commit both human and
financial resources to community projects,
downtown revitalizations, economic
development, programs for our community youth and
much more.
If you're looking for a
bank with old fashion ideas about personal
service, convenience and community
commitment and you want a wide range of
financial products including online banking
and bill pay, look no further, Citizens
State Bank has it.
Come in and see
us. We look forward to
serving your financial needs for years to
come.
Sincerely,
Gary J. Maddox
Chairman
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