Safe Deposit Boxes

Safe Deposit Boxes are available at the Main Office as well as the Raintree, Spiceland, Lewisville, Rushville and Knightstown branch offices.  You may want to keep your most valuable possessions in these boxes - birth certificates, jewelry, important papers, house deeds, car titles, gold, silver and other valuables.

Rental cost is based upon the size of the box.  A customer who loses a key will incur a $20.00 charge for replacement.  In the event both keys are lost by a customer, there is a fee of $100.00 for a technician to drill the lock.

Different size boxes are shown as follows: ( availability may be limited at certain locations)

Every person who owns property should have a will.  If you don't have a will when you die, the law will write one for you (called an intestate distribution).  It may not be what you would have wanted at all.  Actually, it could be just the opposite.

If you want to be sure your assets are distributed to certain persons or organizations, if you want to protect those assets from being taxed needlessly or wasted while the estate is being settled, if you want to appoint a guardian for your minor children, and if you want to designate someone qualified to settle the estate, a will is the way.

If you don't want your assets to go through "probate" then a "revocable living trust" may be the answer for you.  There are four advantages in naming Citizens State Bank as your executor or trustee and these are:

• we do not die, we will be here to service your needs

• we do not get sick

• we do not go on vacations

• and we are impartial

We are uniquely qualified to do the best job for you.  To assist you in your estate planning needs you should consult an estate planning team consisting of your attorney, accountant, insurance agent and our trust officer.  Call our trust Department for an appointment to discuss your estate planning needs today at (765) 529-5450.

Since no one knows what Social Security benefits may be when they retire, investing in an individual retirement account can be an important part in planning for your financial security in a person's retirement years.  Anyone under the age of 70 1/2 who has earned income is eligible.  There are different types of IRA's available.  Contributions or earning may be tax-deductible or tax-deferred depending on the type of IRA opened.

Be sure to ask a representative about other types of IRA's we offer.

Disclaimer: This site may contain links to third party websites.  These websites have no official relationship with Citizens State Bank.  We provide this information as a convenience to Citizens State Bank visitors.  Citizens State Bank does not endorse or guarantee the quality of services provided by these establishments.  By selecting these links, you will be leaving Citizens State Banks' web site space.  Citizens State Bank does not guarantee the accuracy or content of these pages.

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