Checking

When it comes to checking services, you can count on a Citizens State Bank Signature Series checking account. There's one for virtually every need and lifestyle-from students to those over 50 and beyond-all with a wealth of added value you won't find just anywhere else.


BRONZE A perfect solution for handling all of your most basic banking requirements. Unlimited check writing, first order of checks free, a Hometown Coupon Book (available each year at all offices) and free Notary Service. There will be no charge for this account as long as you maintain a $500.00 minimum balance, or have a $10,000 loan relationship. Full-time students have no monthly fee. This account includes our Image Advantage Statement.	SILVER You’ll never have to worry about your minimum balance with this account. Earn interest everyday if your balance is $1,000 or more. This account also features unlimited check writing and our Image Advantage Statement. The monthly service fee is $6.00. Visit our rates page for current interest rates.	GOLD This account is designed for customers who wish to earn interest on their account. There is a $8.00 monthly fee if a minimum balance of $1,000 or you have a combined loan relationship of $10,000. A free small safety deposit box rental for one year is provided. You can apply for Citizens State Bank Gold VISA Credit Card (subject to credit approval). Enjoy a detailed monthly Image Advantage Statement.

PLATINUM Our premier, interest-bearing checking account is loaded with special benefits. Unlimited check writing, free Alliance Platinum checks, four free ATM transactions monthly at machines not operated by Citizens State Bank and no fee for issuing VISA TravelMoney, Cashier’s Checks and Money Orders. Also receive a Free Annual Financial Planning. There will be a $12.00 monthly fee if a minimum balance of $10,000 is not maintained or have a total combined deposit relationship of $25,000 or have a combined loan relationship of $50,000. Image Advantage Statement is also available.	Print off this coupon to redeem this offer at one of our branches.	With all of our Signature Series Checking Accounts the following benefits are included: Free Online Banking Free Bill Pay Free Tele-Banking Unlimited ATM transactions at machines operated by Citizens State Bank Free Hometown Coupon Book No annual fee Home Equity Loan (Subject to Credit Qualifications)
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VISA® Check Card The Citizens State Bank VISA® Check Card looks like a credit card - but works like a check. It's accepted by businesses displaying the VISA logo, card purchases are automatically deducted from your checking account balance. It eliminates the hassles often associated with check writing and is especially convenient when traveling. POS (point of sale) purchases are withdrawn from your checking account only. Key Factors: No annual or monthly fee. No card fees for retail purchases. Your Check Card is also your ATM card. Access up to three accounts when used as an ATM card. When used as a ATM card, you may withdraw up to $200.00 per day. You may use the card in a place of business (point of sale purchases or POS) for up to $500.00 per day. These standard limits may be increased at the customer's request and is subject to bank approval. Stop by and pick up an application TODAY.
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